Car crashes are always stressful, but you may feel especially powerless if you’re a passenger. You didn’t cause the crash—yet you’re left injured, dealing with medical bills, and unsure of where to turn. Many passengers assume they have limited legal options, but in New Hampshire and Massachusetts, the law explicitly protects passengers hurt in motor vehicle collisions.
At Elmore Law Office, our Portsmouth attorney represents injured passengers across both states. Whether you were riding with a friend, using a rideshare, or were struck while in another vehicle, we help you understand your rights and pursue the compensation you deserve.
Passenger Injury Claims Are Different—But Valid
Passengers often don’t realize they have as much right to compensation as drivers, sometimes more. Since you weren’t operating a vehicle during the crash, liability rarely falls on you. Instead, your claim will typically be filed against one or more drivers involved, depending on who caused the crash.
You may have a legal claim against:
- The driver of the vehicle you were riding in (if they were at fault).
- The driver of another vehicle was involved.
- A commercial party (such as a rideshare company or delivery service).
- An uninsured/underinsured motorist policy.
Because multiple insurance policies may apply, it’s essential to have an experienced attorney review your case and identify all available sources of compensation.
Key Differences Between New Hampshire and Massachusetts Passenger Claims
Although New Hampshire and Massachusetts are neighboring states, their insurance systems are different, which can impact how your claim is handled.
- New Hampshire does not require drivers to carry car insurance, but most do. If the at-fault driver is uninsured, your own uninsured motorist coverage may apply, or you may have to file a personal injury lawsuit directly against the responsible party.
- Massachusetts is a no-fault insurance state. This means your initial medical expenses will typically be paid by the Personal Injury Protection (PIP) policy of the vehicle you were in, regardless of who caused the crash. However, for serious injuries, you may still claim against the at-fault driver for additional damages like pain and suffering.
Each state’s laws also impose strict timelines for filing claims, so acting quickly is essential.
Why Having a Personal Injury Attorney Matters
Even though you weren’t behind the wheel, insurance companies may still question the extent of your injuries—or try to minimize your claim. An experienced personal injury attorney can protect your rights and guide you.
At Elmore Law Office, we:
- Investigate all parties involved and determine fault.
- Identify applicable insurance coverage and file claims.
- Handle paperwork, deadlines, and settlement negotiations.
- Advocate for full compensation for your injuries, lost income, and suffering.
We’re here to level the playing field and ensure you don’t have to bear the cost of someone else’s mistake.
Injured as a Passenger? Let’s Talk.
If you were injured as a passenger in a crash in New Hampshire or Massachusetts, you don’t have to navigate the legal process alone. Contact Elmore Law Office at (603) 929-1117 or fill out our online contact form for a free consultation today. We’ll help you understand your rights and fight for the compensation you’re owed.